Prudence and good money habits

Some people are good at earning money, others are good at spending less. Getting more from every dollar we spend is probably the right attitude, which I will discuss below. For today’s reading, I choose articles here, here, here, here, here, here, here, here, and here. The black and white thinking Some of the posts …

Top 7 Cognitive Biases Of Insurance Buying Customers

Cognitive biases can kill insurance and when people are stubborn, it is harder to convince them. Identifying these biases opens a new world of possibilities. When it comes to insurance, the risk is the biggest part of the game. While most of the risk lies with the insurance companies, many people have cognitive biases that …

How to Stay Productive as a Digital Nomad

Not everyone is built for the traditional 9 to 5. Some people dread the prospect of commuting daily to work in an office with the same things to see and the same people to hobnob with. If those statements resonate with you, chances are you are suited for the digital nomad lifestyle. There are many …

Middle class: money, happiness or both

Money does not bring happiness, it brings comfort. Happiness does not require money: it needs a sense of purpose and simple pleasures. Money and happiness compete over similar resources. How come so many think they are the same? Can we have both? More reading here, here, here, here, here, here, here, and here. Money buys comfort …

A Quant Finance Qualification Will Help You With Your Job Hunt And Investment Portfolio

If you know a bit math and some investment theory you can make money. This can be a very competitive opportunity, and if you are good you will make more money and a fancy career. This guest post by Laura Jimenez is a bit strange. It was written long before it was submitted to me, …

Is cryptocurrency evil?

What is the real value of cryptocurrency? We know the stories about perfect ledgers and solving complex puzzles. Somehow this does not FEEL right. Is there a real story hiding behind the buzz? What determines the bitcoin price? And what is the position of the regulators on the subject? The story we are told Let …

Financial ecology without its predators

The recent short squeeze endangered the hedge fund industry. Many of us are quite happy with the result. After all, they chased Tesla too strong. And we do not really like that particular branch of the financial sector. I argue that the situation is dangerous and we should not be happy about it… More ecological …

Smart Home As A New Ergonomic Learning Platform

Smart home app

We use our home to live, work, and learn. It is the home base for our creativity, productivity, and happiness. As we get smarter, so do our homes. And it gets increasingly more complex to optimize the way we use them. If you work or learn at home,  THIS IS THE ARTICLE FOR YOU. How …

How to Start Saving For College: Tips to Staying On Track With Your Goals and Budget

Quality education is one of the best investments since it has spectacular returns. However, the minimal investment required for a respectable degree is often as high as a small mortgage. The effort is easier for wealthy families but also doable otherwise.  In this guest post, Kayla Montgomery shares her tips for college saving.  As for …

Handling financial mistakes

Hedy Lamarr

This is a hard one for me. I made too many financial mistakes. Yet somehow I am still OK. What did I learn, and what can I tell about it? Is anyone safe at least financially? More reading here, here, here, here, here, and here. No safety net To be honest, we buy many safety nets …